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plaid_transactions

Retrieve transactions from a Plaid-linked account for a specified date range using client credentials and access token.

Instructions

Get transactions for a Plaid-linked item within a date range.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
client_idYes
secretYes
access_tokenYes
start_dateYesStart date (YYYY-MM-DD)
end_dateYesEnd date (YYYY-MM-DD)
countNoNumber of transactions (max 500, default 100)
offsetNo
account_idsNo
environmentNo
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Description implies a read operation but does not disclose pagination behavior, rate limits, authentication requirements, or error handling. As no annotations are provided, the description should carry this burden.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Single sentence with no extraneous information. Efficiently communicates the core function.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Missing context on return format, error conditions, prerequisites (linked item), and behavior of optional parameters. Inadequate for a tool with 9 parameters and no annotations.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters2/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

With only 33% schema description coverage, the description adds no additional meaning to parameters. It does not explain the role of client_id, secret, access_token, offset, account_ids, or environment beyond what is in the schema.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Description clearly states verb 'Get', resource 'transactions', and scope 'within a date range'. Unambiguously distinguishes from sibling tools like plaid_accounts or plaid_balances.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance on when to use this tool vs. other Plaid tools (e.g., for linking accounts). No mention of prerequisites like a valid access_token from a linked item.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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