Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, open-world, and non-destructive, so safety is covered. The description adds nothing beyond that: it doesn't say how many games are returned, whether 'recent' means the current month or a rolling window, whether the Chess.com published-data archives are queried, or how failures for unknown users surface.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.