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plaid_accounts

Retrieve accounts for a Plaid-linked item using client credentials and access token, with optional filtering by account IDs.

Instructions

Get accounts for a Plaid-linked item.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
client_idYesPlaid client ID
secretYesPlaid secret key
access_tokenYesPlaid item access token
account_idsNoFilter to specific account IDs
environmentNosandbox, development, or production (default: sandbox)
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description carries the full burden of behavioral disclosure. It does not mention that this is a read-only operation, nor does it describe the return structure, rate limits, or any side effects. The minimal description leaves significant gaps in transparency.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is extremely concise at six words, front-loading the core purpose. Every word is necessary, and there is no wasted content.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the simplicity of the tool and the thorough input schema, the description adequately conveys the main action. However, the lack of output schema or mention of return values slightly reduces completeness.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The input schema has 100% coverage with descriptions for all parameters, so the schema already provides sufficient meaning. The tool description adds no additional parameter information, resulting in a baseline score of 3.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the action ('Get') and the resource ('accounts for a Plaid-linked item'). It is distinct from sibling tools like plaid_balances and plaid_transactions, effectively specifying its unique purpose.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description provides no guidance on when to use this tool versus alternatives. Given the presence of multiple Plaid-related siblings, the lack of usage context makes it harder for an agent to choose appropriately.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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