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plaid_balances

Retrieve real-time balances for financial accounts linked via Plaid. Use this tool to access current account balances for budgeting or verification.

Instructions

Get real-time account balances for a Plaid-linked item.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
client_idYes
secretYes
access_tokenYes
account_idsNo
environmentNo
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are provided, so the description carries the full burden. It only notes 'real-time' as behavioral, but fails to disclose read-only nature, authentication requirements, rate limits, or any side effects. The word 'Get' suggests a safe read operation, but this is not explicitly stated.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single concise sentence with no unnecessary words. It efficiently communicates the core purpose.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the absence of an output schema, the description should explain return values, but it does not. It also omits parameter details and usage context. The tool has moderate complexity (5 params), but the description is too brief to be fully informative.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters1/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 0%, and the description does not explain any of the five parameters (client_id, secret, access_token, account_ids, environment). No additional meaning is provided beyond the raw schema, leaving the agent to infer parameter usage.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the action ('Get'), the resource ('real-time account balances'), and the scope ('for a Plaid-linked item'). It effectively distinguishes this tool from siblings like plaid_transactions or plaid_identity.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description implies when to use the tool (for balance retrieval), but provides no explicit guidance on when not to use it or mentions alternative tools. Usage is implied but not clarified through exclusions or comparisons.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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