Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and openWorldHint, so the safety profile is covered. The description adds nothing behavioral beyond that: it doesn't say whether a postcode query returns suburb lists, whether matches are fuzzy, whether it requires an AusPost API key, or anything about rate limits or error cases.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.