Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of behavioral disclosure. It only states 'Update an email template' without revealing whether the operation is idempotent, if authentication is required, or what side effects occur (e.g., overwriting existing fields).
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.