Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are provided, so the description must fully disclose behavior. It only says 'email an estimate' without explaining side effects (e.g., marks estimate as sent, logs email, triggers notifications) or idempotency. The agent lacks insight into what happens when the tool is invoked.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.