rateapi.lending.personal
Retrieve personalized loan rates from US lenders. Compare APR rates, monthly payments, and financing recommendations based on loan amount, term, and credit score.
Instructions
Get personal loan rate decision from US lenders. Returns recommended financing actions, APR rates by term and amount, and monthly payment estimates. Filter by loan amount, term, and credit score tier.
Input Schema
TableJSON Schema
| Name | Required | Description | Default |
|---|---|---|---|
| amount | No | Loan amount in USD (e.g. 10000) | |
| term_months | No | Loan term: 12, 24, 36, 48, or 60 months | |
| credit_score | No | Credit score tier |