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rateapi.lending.auto

Get auto loan rates and financing decisions from US lenders. Compare APR rates by term (24-72 months), view estimated monthly payments, and filter by vehicle type and credit tier to find suitable financing options.

Instructions

Get auto loan rate decision for new and used vehicles from US lenders. Returns recommended financing actions, APR rates by term (24-72 months), and estimated monthly payments. Filter by vehicle type and credit tier.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
stateNoTwo-letter US state code
amountNoLoan amount in USD (e.g. 35000)
term_monthsNoLoan term: 24, 36, 48, 60, or 72 months
vehicle_typeNoVehicle type: "new" or "used"
credit_scoreNoCredit score tier
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