calculate_us_mortgage
Estimate US mortgage payments with PMI, property tax, and insurance. Input home price, down payment percentage, annual rate, and loan term to get monthly principal, interest, PMI, tax, and insurance estimates.
Instructions
Calculate US mortgage with PMI, property tax, and insurance estimates. Returns: {home_price, down_payment, loan_amount, monthly_pi, monthly_pmi, monthly_property_tax, ...}. See list_bundles for related 'finance-us' calculators.
Input Schema
TableJSON Schema
| Name | Required | Description | Default |
|---|---|---|---|
| home_price | Yes | Home purchase price in USD | |
| down_payment_pct | No | Down payment percentage (default 20%) | |
| annual_rate | Yes | Annual mortgage interest rate in % | |
| years | No | Loan term in years (default 30) |
Output Schema
TableJSON Schema
| Name | Required | Description | Default |
|---|---|---|---|
| result | No | Computed result. Object whose fields depend on the tool (e.g. {tax, marginal_rate, brackets} for tax tools, {volume_l, gallons} for volume tools). | |
| formula | No | Human-readable formula or method used (e.g. "I=P·r·t", "Magnus formula"). | |
| source | No | Authoritative source for the rule or formula (e.g. "Article 197 CGI", "NF DTU 21"). | |
| reference_url | No | Link to a calcul2 page documenting the calculation in detail. |