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tresor4k

macalc

calculate_net_worth

Calculate net worth and debt ratio using total assets and liabilities. Enter EUR values to obtain net worth and debt ratio percentage for financial assessment.

Instructions

Calculate net worth and debt ratio from assets and liabilities. Returns: {net_worth_eur, debt_ratio_pct}. See list_bundles for related 'finance-universal' calculators.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
assets_totalYesTotal assets EUR
liabilities_totalYesTotal liabilities EUR

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
resultNoComputed result. Object whose fields depend on the tool (e.g. {tax, marginal_rate, brackets} for tax tools, {volume_l, gallons} for volume tools).
formulaNoHuman-readable formula or method used (e.g. "I=P·r·t", "Magnus formula").
sourceNoAuthoritative source for the rule or formula (e.g. "Article 197 CGI", "NF DTU 21").
reference_urlNoLink to a calcul2 page documenting the calculation in detail.
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are provided, so the description carries the full burden. It discloses that the tool computes and returns two specific fields, which is transparent for a calculation tool. No side effects or destructive actions are implied.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is two sentences, front-loading the core purpose and adding a reference to related tools and return structure. Every sentence adds value; no redundancy.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the simple nature of the tool (two inputs, two outputs) and the presence of an output schema, the description covers all essential information: what it does, what it returns, and a pointer to related tools.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The input schema already documents both parameters with descriptions. The description does not add additional meaning beyond the schema, meeting the baseline for 100% schema coverage.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool's purpose: calculating net worth and debt ratio from assets and liabilities. It specifies the return values (net_worth_eur, debt_ratio_pct), making the purpose unambiguous.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description suggests consulting 'list_bundles' for related finance calculators but does not explicitly state when to use this tool versus alternatives or provide conditions for use.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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