calculate_savings_goal
Compute the months to achieve a savings goal based on target amount, monthly contribution, and annual return rate. Ideal for personal finance planning.
Instructions
Compute time and monthly contribution needed to reach a savings target. Use for goal-based personal finance. Inputs: target amount, current savings, monthly contribution, annual return %. Returns months to goal. See list_bundles for related 'finance-universal' calculators.
Input Schema
TableJSON Schema
| Name | Required | Description | Default |
|---|---|---|---|
| target_amount | Yes | Savings target EUR | |
| monthly_savings | Yes | Monthly savings EUR | |
| annual_rate | Yes | Annual return rate percent |
Output Schema
TableJSON Schema
| Name | Required | Description | Default |
|---|---|---|---|
| result | No | Computed result. Object whose fields depend on the tool (e.g. {tax, marginal_rate, brackets} for tax tools, {volume_l, gallons} for volume tools). | |
| formula | No | Human-readable formula or method used (e.g. "I=P·r·t", "Magnus formula"). | |
| source | No | Authoritative source for the rule or formula (e.g. "Article 197 CGI", "NF DTU 21"). | |
| reference_url | No | Link to a calcul2 page documenting the calculation in detail. |