calculate_loan_to_value
Compute your loan-to-value (LTV) ratio to assess mortgage risk and determine if private mortgage insurance (PMI) is required. Enter loan amount and property value to get LTV percentage, risk level, and PMI indication.
Instructions
Compute Loan-to-Value (LTV) ratio for mortgage risk. Use for mortgage application or PMI thresholds. Inputs: loan amount, property value. Returns LTV %, risk level, PMI required y/n. See list_bundles for related 'immobilier' calculators.
Input Schema
TableJSON Schema
| Name | Required | Description | Default |
|---|---|---|---|
| property_value | Yes | Property value EUR | |
| loan_amount | Yes | Loan amount EUR |
Output Schema
TableJSON Schema
| Name | Required | Description | Default |
|---|---|---|---|
| result | No | Computed result. Object whose fields depend on the tool (e.g. {tax, marginal_rate, brackets} for tax tools, {volume_l, gallons} for volume tools). | |
| formula | No | Human-readable formula or method used (e.g. "I=P·r·t", "Magnus formula"). | |
| source | No | Authoritative source for the rule or formula (e.g. "Article 197 CGI", "NF DTU 21"). | |
| reference_url | No | Link to a calcul2 page documenting the calculation in detail. |