Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. 'List' implies a read-only operation, and the phrase 'all collections with their objects and hierarchy' communicates the returned content. However, it does not disclose output format, whether empty collections are included, or how hierarchy is represented.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.