Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, covering the tool's non-destructive nature and potential incompleteness. The description adds no further behavioral context (e.g., pagination, filtering, auth requirements) but does not contradict annotations, so a baseline of 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.