Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It states a read-only operation by using 'List', and the qualifier 'loaded' adds context that only currently loaded clips are included. However, it does not disclose any potential side effects, performance implications, or state requirements beyond the obvious. It is adequate but minimal.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.