Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It transparently states that it lists add-ons and includes their enabled and loaded state, indicating a read-only operation with no side effects. This is sufficient for a simple listing tool, though it doesn't specify whether built-in vs. third-party add-ons are included or if there are any filters.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.