Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly=false, destructive=false, idempotent=false and openWorld=true, so the safety profile is known without the description. The description adds nothing beyond that: it doesn't state what action is applied, whether the operation is partial or full replace, whether it can be re-run, or what the effect on unchanged records is. For a non-idempotent mutation, that is a meaningful gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.