Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is 100%, and the parameter descriptions ('User ID', 'User database ID') are tautological. The tool description adds a bit of context by saying 'from a user database', which implies the relationship between user_db_id and user_id. This provides marginal added meaning beyond the schema, so the baseline 3 is appropriate.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.