Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=false, idempotentHint=true, and destructiveHint=false, so the safety profile is covered by structured data. The description adds the validation source for the name argument, but omits the behavioral detail that matters for a session-state mutation: that it changes the active account for subsequent calls and what happens on an invalid name.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.