Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries full burden for behavioral disclosure. 'Update' implies a mutation operation, but the description doesn't specify whether this requires special permissions, whether changes are reversible, what happens to contacts not in the updates array, or any rate limits. It mentions 'multiple contacts' which hints at batch capability, but lacks details about batch size limits or error handling.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.