Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description must fully disclose behavior. It states the tool loads a file, but does not mention potential side effects (e.g., closing the current project, handling nonexistent files, or clearing unsaved changes). This is adequate for a simple load operation but lacks depth.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.