Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only provide destructiveHint: false. The description adds that the tool returns the private key, which is a critical behavioral detail beyond the annotations. However, it does not warn about the secrecy of the private key or that it may only be shown once, leaving some transparency gaps.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.