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oliverames

YNAB MCP Server

List Scheduled Transactions

list_scheduled_transactions
Read-onlyIdempotent

Retrieve manually-created recurring transactions from your YNAB budget. Note: auto-imported subscriptions are not included.

Instructions

List all scheduled (recurring) transactions. NOTE: only manually-created recurring entries appear here — auto-imported recurring charges (subscriptions, utilities, insurance) are NOT included. Use prior-month transaction history to identify recurring charge timing instead.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
budgetIdNoBudget ID (uses default if not provided)
lastKnowledgeOfServerNoDelta request server knowledge. When provided, returns { scheduled_transactions, server_knowledge }.

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
resultYesStructured result returned by List Scheduled Transactions.
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already indicate readOnlyHint, destructiveHint=false, and idempotentHint. The description adds important behavioral context: only manually-created entries are returned, not auto-imported ones. No contradictions but no additional details on pagination or rate limits.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two sentences, front-loaded with purpose, and every word contributes to clarity. No redundancy.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the presence of an output schema (as indicated by context signals), the description need not explain return values. It adequately covers the tool's key limitation and offers guidance, making it complete for a list tool.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100%, so the description does not need to add param details. It does not provide extra meaning beyond the schema, meeting the baseline.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool lists scheduled (recurring) transactions and specifies it only includes manually-created entries, distinguishing it from auto-imported charges. This provides a specific verb+resource with a clear scope.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines5/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description explicitly states when to use (manually-created recurring entries) and when not to (auto-imported charges), and suggests using prior-month transaction history as an alternative for auto-imported timing.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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