Get Budget Health
get_budget_healthAssess your budget health instantly with key metrics like savings rate, age of money, and overspent categories. Get color-coded indicators to identify problem areas for a monthly review.
Instructions
Read-only budget health snapshot combining month data, account balances, and a trailing-3-month income/spending summary: savings rate, age of money, Ready to Assign, overspent categories, credit card payment funding, and a green/yellow/red indicator per metric. Threshold guidance (standard personal-finance defaults, not YNAB rules): savings rate 20%+ green; carried credit card debt red when payment categories are underfunded; overspent categories yellow. Use as the opening move of a monthly review or 'how am I doing' question, then drill into specific tools. Costs about 4 API requests.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| budgetId | No | Budget ID (uses default if not provided) |
Output Schema
| Name | Required | Description | Default |
|---|---|---|---|
| result | Yes |