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YNAB MCP Server

List Payee Locations

list_payee_locations
Read-onlyIdempotent

Retrieve all payee locations with GPS coordinates recorded by the YNAB mobile app during transactions. Useful for reviewing where transactions occurred.

Instructions

List all payee locations (GPS coordinates YNAB's mobile app recorded at transaction time). Read-only. Only payees with mobile-recorded transactions appear; many budgets have none. Use get_payee_locations_by_payee to scope to one payee.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
budgetIdNoBudget ID (uses default if not provided)

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
resultYesStructured result returned by List Payee Locations.
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false. The description adds that it lists GPS coordinates recorded at transaction time and that only payees with mobile-recorded transactions appear, which is useful behavioral context beyond the annotations.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Three sentences, all valuable and front-loaded with the core purpose. No unnecessary words, and the structure is clear.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the presence of an output schema and comprehensive annotations, the description sufficiently covers the tool's behavior, constraints (only payees with mobile records), and relationship to the sibling tool. It is complete for its complexity.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100% and the parameter description in the schema already states 'Budget ID (uses default if not provided).' The tool description does not add any information about the parameter beyond what the schema provides, so it meets the baseline but does not exceed it.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description explicitly states it lists all payee locations (GPS coordinates), and distinguishes from the sibling tool get_payee_locations_by_payee by noting the scope difference. Verb 'list' + resource 'payee locations' is specific.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description provides clear context: 'List all payee locations' and points to the sibling tool for scoped queries. It also notes that only payees with mobile-recorded transactions appear and many budgets have none, which helps set expectations. However, it does not explicitly list when-not-to-use.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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