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oliverames

YNAB MCP Server

Get Account

get_account
Read-onlyIdempotent

Retrieve detailed account information including balances, type, reconciliation timestamp, and debt metadata from YNAB. Use when you have the account ID and need fresh details.

Instructions

Get one account's details: balances (dollars), type, reconciliation timestamp, and debt metadata. Read-only. Prefer list_accounts when comparing several accounts; use this when you already have the account ID and want fresh detail.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
budgetIdNoBudget ID (uses default if not provided)
accountIdYesAccount ID

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
resultYesStructured result returned by Get Account.
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations declare readOnlyHint, idempotentHint, and destructiveHint. Description adds 'Read-only' and 'fresh detail' implying no caching. This adds context beyond the annotations.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two sentences, front-loaded with purpose, no wasted words. Every sentence is informative and earns its place.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the presence of output schema and comprehensive annotations, the description covers all necessary context: what it does, when to use it, and what data it returns. It distinguishes from a key sibling tool.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Input schema has 100% description coverage, so description adds minimal value. It reinforces that accountId is the primary key and mentions default behavior for budgetId, but no significant extra semantics.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description specifies the verb 'Get', the resource 'one account', and lists specific details returned (balances, type, reconciliation timestamp, debt metadata). It clearly distinguishes from sibling list_accounts.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines5/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Explicitly states when to use this tool ('when you already have the account ID and want fresh detail') and when to prefer an alternative ('list_accounts when comparing several accounts').

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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