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oliverames

YNAB MCP Server

by oliverames

list_budgets

Read-only

Retrieve all YNAB budgets to obtain budget IDs for use in other operations. Omit budgetId to default to the last-used budget.

Instructions

List all budgets. Use a budget ID from the results in other tools, or omit budgetId to use the last-used budget.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault

No arguments

Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already mark as readOnly and not destructive; description adds behavior about last-used budget, which is useful beyond annotations.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two concise sentences with no wasted words, front-loading the core action.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

No output schema and description does not explain what fields are returned for each budget, leaving the agent without critical return value context.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

No parameters exist, so schema coverage is 100%; baseline is 4 per guidelines, and description correctly doesn't add misleading param info.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

Clearly states 'List all budgets', a specific verb-resource pair, and distinguishes from sibling tools like 'get_budget' by explaining its role in providing budget IDs for other tools.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Explicitly says to use the budget ID in other tools or omit budgetId for last-used budget, providing clear usage context but no exclusions or alternatives.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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