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oliverames

YNAB MCP Server

by oliverames

list_accounts

Read-only

Retrieve all accounts from a YNAB budget, with optional filtering by budget ID and support for incremental updates using server knowledge.

Instructions

List all accounts in a budget

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
budgetIdNoBudget ID (uses default if not provided)
lastKnowledgeOfServerNoDelta request server knowledge. When provided, returns { accounts, server_knowledge }.
Behavior3/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint true and destructiveHint false, indicating a safe read operation. The description does not add extra behavioral context beyond what annotations provide, so it is adequate but not enhanced.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single sentence with no filler, front-loading the core purpose. Every word earns its place, making it highly concise.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a simple list tool with good annotations and full schema coverage, the description covers the essential purpose. It does not explain the delta functionality of 'lastKnowledgeOfServer', but that is documented in the schema, so overall it is reasonably complete.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 100%, so the input schema already fully documents both parameters. The description adds no additional meaning beyond the schema, meeting the baseline expectation.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description 'List all accounts in a budget' has a specific verb ('List') and resource ('accounts') with a clear scope ('in a budget'). It effectively distinguishes from sibling tools like 'get_account' (single account) and 'list_budgets' (different resource).

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description does not provide explicit guidance on when to use this tool versus alternatives, such as 'get_account' for a single account. It only states what it does, leaving usage inference to the agent.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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