Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false and openWorldHint=false, so the safety profile is fully covered by structured data. The description adds no behavioral context at all - no indication of whether templates are paginated, whether they are user-scoped, or what a template represents. With annotations doing the work, this is a thin addition.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.