Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already communicate that the tool is not read-only and not destructive, but the description adds no behavioral context beyond that. It does not explain partial-update semantics, what happens to existing reward values, whether redemption status is affected, or what the response contains.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.