Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations already declare readOnlyHint=true and openWorldHint=true, so the safety profile is covered. The description adds that the return includes the frame's settings, which is useful, but says nothing about auth requirements, behavior when the frame cannot be resolved, or error conditions. A 3 is appropriate given the annotations carry most of the burden.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.