Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of behavioral disclosure. It only says 'List all child cards' without clarifying whether this returns direct children only or all descendants, what fields are included, whether pagination applies, or what the response structure is. It is not misleading, but it is materially incomplete.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.