Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It only states 'list... accessible', implying a read-only operation, but fails to disclose behaviors such as pagination (implied by limit parameter), ordering, rate limits, or what happens when no groups are found. The description is insufficient for an agent to understand the tool's runtime behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.