get_disaster_risk
Get disaster risk for any US location: flood, wildfire, hurricane, earthquake, heat wave, tornado. Returns composite score, hazard ratings, and national percentile from FEMA NRI.
Instructions
Use when a user wants the natural-hazard / disaster risk for a lat/lon — flood, wildfire, hurricane, earthquake, heat, drought, tornado, etc. Grounded in the FEMA National Risk Index (NRI), the authoritative US county-level hazard dataset (live query, never estimated; points outside US NRI coverage return coverage=unavailable). Example: get_disaster_risk lat=33.45 lon=-112.07. Returns {disaster_risk:{composite_score (0-100, higher=worse), rating (Very Low..Very High), national_percentile}, hazards:{Wildfire, Hurricane, Earthquake, Heat Wave, ...: rating}, top_hazards:[{hazard, rating}], coverage (validated|unavailable), source, caveats}. County-level resolution. For chronic water stress use get_water_risk; for one blended site verdict use get_composite_site_score.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| lat | No | Site latitude in decimal degrees (-90 to 90, required), e.g. 33.45 | |
| lon | No | Site longitude in decimal degrees (-180 to 180, required), e.g. -112.07 |