Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are provided, so the description must fully convey behavioral traits. It only states 'Get a payment policy by name' without indicating if it is read-only, requires authentication, has rate limits, or any side effects. The tool name implies a safe read, but explicit confirmation is missing.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.