Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description must carry the behavioral burden, and 'Return a list' does imply a read-only query with a clear scope ('all layer names'). It does not add context about ordering, inclusion of hidden/empty layers, or behavior with no layers, but for a zero-argument read operation this is minimally adequate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.