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orancummins

Open Finance US MCP

by orancummins

list_customers

Retrieve a list of customers with optional filtering by username.

Instructions

List customers, optionally filtered by username search.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
limitNo
startNo
searchNo

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
okYesTrue when the upstream HTTP status was < 400.
dataNoFinicity's native response body.
errorNoError summary when ok is False.
status_codeYesUpstream Finicity HTTP status code.
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are provided, and the description only says 'list', which implies read-only but no further behavioral details: no mention of pagination (even though limit and start parameters exist), no disclosure of authorization requirements or side effects.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness3/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single sentence, which makes it concise but also under-specified. It lacks structure but is not verbose.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the tool's complexity (3 parameters, pagination) and the presence of an output schema (unknown), the description fails to provide sufficient context for correct invocation: no pagination explanation, no return value description, and no usage context.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters2/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The input schema has three parameters with no descriptions (0% coverage). The description only explains the 'search' parameter as optional filtering, but does not explain 'limit' and 'start' for pagination. The search behavior (substring, exact) is unspecified.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the verb 'list' and the resource 'customers', and mentions optional filtering by username search. It is direct but does not differentiate from sibling tools like get_customer or delete_customer.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance on when to use this tool versus alternatives. For instance, it does not mention that this is for listing multiple customers rather than fetching a single customer, which is done via get_customer.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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