Force-create a Finicity App-Token; use this to verify credentials work.

Create a Finicity testing customer (sandbox, non-billable).

List customers, optionally filtered by username search.

Fetch a single customer by id.

Delete a customer and all associated data. Destructive.

Generate a hosted Data Connect URL for the customer to link accounts.

List all linked accounts for a customer.

Fetch one account for a customer.

Trigger an aggregation refresh for all of a customer's accounts.

Get ACH routing/account number details for an account.

Get the real-time available balance for an account.

Get transactions across all of a customer's accounts. Dates are epoch seconds.

Get transactions for a single account. Dates are epoch seconds.

Detect recurring transactions (subscriptions, salary, etc.).

Load up to 24 months of historic transactions for an account.

Search supported financial institutions.

Get details for one institution.

Create a consumer record (prerequisite for VOA/VOI/VOAI reports).

Generate a Verification of Assets (VOA) report.

Generate a Verification of Income (VOI) report.

Generate a VOA-with-Income (voaHistory) report.

Fetch a generated decisioning report by id.

Generate Non-FCRA Payment Success Indicators for a proposed payment.

Retrieve a previously generated PSI result by payRequestId.

Subscribe an account to TxPUSH webhook notifications.

Disable TxPUSH notifications for an account.

Create an active (billable) customer for production use.

Update a customer's profile fields.

Generate a Lite Data Connect URL scoped to one institution.

Generate a Fix Data Connect URL to repair a broken connection.

Get account owner (name/address) information.

Get detailed (v3) account owner information.

Get ACH details incl. RTP/FedNow support (v3).

Get loan payment details for a loan-type account.

Get an account statement PDF (returned base64-encoded).

Remove access to a single account. Destructive.

Get an institution's branding assets.

List certified institutions.

Look up institutions by ABA routing number.

Get a consumer record by consumer id.

Get the consumer record associated with a customer.

Generate a personal Cash Flow report.

Generate a business Cash Flow report.

Generate a Transactions report over an epoch-second date range.

Generate a Balance Analytics report.

Generate a Cash Flow Analytics report.

Fetch a report scoped to a specific customer.

List all reports generated for a customer.

Generate FCRA-permissible Payment Success Indicators.

Retrieve an FCRA PSI result by payRequestId.

Initiate micro-deposit account verification.

Verify the two micro-deposit amounts.

Get the status/details of a micro-deposit verification.

Create a business record for a customer.

Get the business record for a customer.

Match provided identity details against account owner records.

Enrich a list of raw transactions with categorization/merchant data.

List direct-deposit switches for a customer.

List bill-pay switches for a customer.

Link FinBank test accounts to a testing customer without hosted Connect.

Sandbox only. Defaults link institution 101732 (FinBank) with demo/go, which returns 8 accounts and requires no MFA.

List the verified FinBank sandbox test profiles for headless linking.

Run a full sandbox happy path end-to-end and return every step.

Steps: create testing customer -> link FinBank accounts -> list accounts -> fetch transactions. Sandbox only; uses headless linking (no browser).