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orancummins

Open Finance US MCP

by orancummins

get_report

Retrieve a decisioning report using its unique identifier to access financial data for open banking operations.

Instructions

Fetch a generated decisioning report by id.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
report_idYes
purpose_codeNo3F

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
okYesTrue when the upstream HTTP status was < 400.
dataNoFinicity's native response body.
errorNoError summary when ok is False.
status_codeYesUpstream Finicity HTTP status code.
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations, the description must disclose behavioral traits. It only says 'fetch', but does not confirm it is read-only, whether the report must already exist, or any potential side effects. No mention of auth or rate limits.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness3/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single concise sentence, but it is too sparse to be considered efficient. It is not poorly structured, but the brevity sacrifices useful information.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Despite having an output schema, the description lacks context on when to call this tool (e.g., after generation) and how it differs from similar report retrieval tools. It does not mention any dependencies.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters2/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 0%, so the description must explain parameters. It mentions 'by id' but does not specify that report_id is the ID parameter, and provides no explanation for purpose_code or its default value.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the verb (fetch), resource (decisioning report), and the method (by id). It effectively distinguishes this tool from sibling tools like report generators and other retrieval tools.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance is provided on when to use this tool versus alternatives, such as get_report_by_customer or the various report generators. No prerequisites or conditions for use are mentioned.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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