Skip to main content
Glama
orancummins

Open Finance US MCP

by orancummins

create_active_customer

Create a billable customer account for production open banking operations. Requires username; optional first and last name.

Instructions

Create an active (billable) customer for production use.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
usernameYes
last_nameNo
first_nameNo

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
okYesTrue when the upstream HTTP status was < 400.
dataNoFinicity's native response body.
errorNoError summary when ok is False.
status_codeYesUpstream Finicity HTTP status code.
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are provided, and the description only states that the tool creates a customer. It does not disclose behavioral traits such as side effects, authentication requirements, idempotency, or any constraints beyond the billability aspect.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single concise sentence, front-loading the key purpose. It contains no unnecessary words, but the brevity sacrifices completeness in other dimensions.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

The tool has an output schema, but the description does not clarify return values. With 3 parameters (0% schema coverage) and no behavioral details, the description is too sparse to fully guide an agent for a creation operation.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters1/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 0%, and the description offers no explanation of the parameters (username, last_name, first_name), leaving the agent to rely solely on the schema titles and defaults, which lack semantic context.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description specifies the verb 'Create' and the resource 'active (billable) customer', distinguishing it from the sibling 'create_testing_customer' by explicitly marking the customer for production use.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines3/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description implies the tool is for production use, but does not provide explicit instructions on when to use it versus alternatives like create_testing_customer, nor does it list prerequisites or exclusions.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

Install Server

Other Tools

Latest Blog Posts

MCP directory API

We provide all the information about MCP servers via our MCP API.

curl -X GET 'https://glama.ai/api/mcp/v1/servers/orancummins/openfinance-mcp'

If you have feedback or need assistance with the MCP directory API, please join our Discord server