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orancummins

Open Finance US MCP

by orancummins

get_payment_success_indicators

Retrieve payment success indicators using a pay request ID to confirm transaction outcomes.

Instructions

Retrieve a previously generated PSI result by payRequestId.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
account_idYes
customer_idYes
pay_request_idYes

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
okYesTrue when the upstream HTTP status was < 400.
dataNoFinicity's native response body.
errorNoError summary when ok is False.
status_codeYesUpstream Finicity HTTP status code.
Behavior1/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations exist, and the description fails to disclose behavioral traits such as read-only nature, side effects, or prerequisites. For a retrieval tool, a read-only hint would be expected but is absent.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness3/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single sentence, which is concise but lacks essential details. It front-loads the purpose but omits necessary context, making it less effective.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the lack of schema descriptions and annotations, the description fails to provide sufficient context. The existence of an output schema reduces the need to explain return values, but the tool still requires clarification on prerequisite steps and parameter relationships.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters1/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The input schema has 100% required parameters with zero descriptions. The description only mentions 'payRequestId' but does not map it to the schema property 'pay_request_id', nor does it explain the purpose of 'customer_id' and 'account_id'.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the verb 'Retrieve' and the resource 'PSI result', distinguishing it from sibling tools like 'generate_payment_success_indicators'. However, it could be more precise about the role of all three input parameters.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance is provided on when to use this tool versus alternatives. It does not mention that a previous generation call is required, nor does it explain the relationship with other 'get' tools.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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