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orancummins

Open Finance US MCP

by orancummins

generate_balance_analytics_report

Generate a balance analytics report for a customer, enabling analysis of financial balances with optional account-level filtering.

Instructions

Generate a Balance Analytics report.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
user_typeNopersonal
account_idsNo
customer_idYes

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
okYesTrue when the upstream HTTP status was < 400.
dataNoFinicity's native response body.
errorNoError summary when ok is False.
status_codeYesUpstream Finicity HTTP status code.
Behavior1/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

The description gives no information about the tool's behavior, such as whether it is read-only, what data it accesses, or any side effects. Since no annotations are provided, the description must carry this burden but fails entirely.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness3/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is concise (5 words) but severely lacking in substance. While brevity is good, it sacrifices critical information needed for correct tool selection and invocation.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness1/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the tool has multiple parameters, an output schema, and numerous sibling report tools, the description is completely inadequate. It fails to provide any distinguishing features, parameter explanations, or behavioral context.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters1/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

With 0% schema description coverage, the description does not explain any of the three parameters (customer_id, user_type, account_ids). The agent must infer parameter meanings solely from the schema, which lacks descriptions.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose2/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description 'Generate a Balance Analytics report' is essentially a tautology of the tool name. It does not specify what a Balance Analytics report contains or how it differs from similar report generation tools like generate_cashflow_analytics_report or generate_voa_report.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description provides no guidance on when to use this tool versus alternatives. It does not mention any prerequisites, context, or scenarios where this report is appropriate.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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