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orancummins

Open Finance US MCP

by orancummins

get_report_by_customer

Retrieve a financial report for a specific customer using their customer ID and report ID, with an optional purpose code.

Instructions

Fetch a report scoped to a specific customer.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
report_idYes
customer_idYes
purpose_codeNo3F

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
okYesTrue when the upstream HTTP status was < 400.
dataNoFinicity's native response body.
errorNoError summary when ok is False.
status_codeYesUpstream Finicity HTTP status code.
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

No annotations are provided, so the description carries full burden. It only says 'Fetch', which implies read-only, but lacks details on behavior (e.g., error handling, permissions, side effects).

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness3/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single concise sentence. However, it is too sparse for the complexity of three parameters and lacks structure for quick scanning.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the existence of an output schema, return values need not be described, but the description fails to distinguish from many sibling tools and omits parameter context, leaving the agent underinformed for selection and invocation.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters2/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is 0%, and the description does not explain any parameters. The names are self-explanatory for report_id and customer_id, but purpose_code is not explained (e.g., its meaning or allowed values).

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the action and resource: 'Fetch a report scoped to a specific customer.' It uses a specific verb and resource, but does not differentiate from siblings like 'get_reports_by_customer' or 'get_report'.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No explicit guidance on when to use this tool versus alternatives. The sibling list includes many report-related tools, but the description provides no context or exclusions.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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