Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
The input schema has 0% description coverage, providing only a title. The description adds meaning: 'coin: Coin with liability (optional, repays all if empty).' This explains the parameter's behavior beyond the schema, clarifying optionality and default action. For a single parameter, this is sufficient value.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.