Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden. It only says 'Update an in-progress access request,' which implies mutation but doesn't disclose permissions, whether the update is partial or full, how custom_meta behaves, or the response. The 'in-progress' constraint is useful but insufficient for safe invocation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.