Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries full burden but only states the action without behavioral details. It doesn't disclose if this is a write operation, requires specific permissions, has side effects, or how it handles errors, which is inadequate for a mutation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.