Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of disclosing behavior, but it only says 'Generate referral analytics.' It does not state whether the tool writes files, mutates project configuration, requires authentication, checks a license, or returns analytics data. The description also gives no indication of side effects or assumptions about the project.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.