Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of behavioral disclosure, but it only says 'Generate SMS-based verification flow'. It does not disclose whether this sends an actual SMS, modifies the project directory, requires external services, or what the generated output looks like.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.