insurepulse
Assess insurance needs across auto, life, home, renters, and business. Find coverage gaps, review policies, and optimize rates with AI.
Instructions
InsurePulse: AI-synthesized insurance intelligence. Auto coverage analysis, life insurance needs calculator, homeowners gap finder, annual coverage audit, and renters insurance guidance. All endpoints require x402
Coverage: Global
Endpoints: • auto ($0.10): Auto insurance analysis • life ($0.10): Life insurance needs calculator • home ($0.10): Homeowners insurance gap analysis • review ($0.15): Annual insurance coverage review • renters ($0.08): Renters insurance guide • business ($0.10): Business insurance guidance • claim ($0.08): Insurance claims guidance • disability ($0.10): Disability insurance analysis • life-event ($0.10): Life-event insurance checklist • rate ($0.08): Insurance rate optimizer • umbrella ($0.08): Umbrella insurance analysis
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| age | No | Applicant age | |
| dog | No | Whether tenant has a dog (affects liability) | |
| zip | No | ZIP code for rate context | |
| debt | No | Other debt (student loans, auto, credit card) in USD | |
| lang | No | Response language | |
| sqft | No | Square footage | |
| event | No | Life event (marriage, baby, home-purchase, divorce) | |
| state | No | State of registration (e.g. 'Texas', 'CA') | |
| value | No | Home value or purchase price in USD | |
| action | Yes | Which endpoint to call. Options: auto | life | home | review | renters | business | claim | disability | life-event | rate | umbrella | |
| income | No | Annual gross income in USD | |
| country | No | ISO country code (e.g. US, UK, DE, CA, AU) — tailors norms and benchmark anchors. Default US. | |
| details | No | Additional context | |
| profile | No | Driver profile description (e.g. 'clean record 10 years, married, homeowner') | |
| revenue | No | Annual revenue USD | |
| vehicle | No | Vehicle description (e.g. '2020 Toyota Camry') | |
| location | No | City and state (e.g. 'Austin TX') | |
| mortgage | No | Remaining mortgage balance in USD | |
| policies | No | Current policies held (e.g. 'auto,home,life,umbrella') | |
| employees | No | Employee count | |
| net_worth | No | Estimated net worth (in local currency) for umbrella/liability sizing | |
| owns_home | No | Owns home (yes/no) | |
| situation | No | Life situation description (e.g. 'married, 2 kids, dual income') | |
| deductible | No | Policy deductible USD | |
| dependents | No | Number of financial dependents | |
| life_stage | No | Recent life events (e.g. 'new baby', 'home purchase', 'retirement') | |
| occupation | No | Occupation | |
| employer_ltd | No | Existing employer long-term disability (yes/no/details) | |
| teen_drivers | No | Teen drivers (yes/no) | |
| business_type | No | Business type (e.g. consulting, retail, contractor) | |
| insurance_type | No | Insurance type (auto, home, renters) | |
| current_premium | No | Current premium USD | |
| damage_estimate | No | Estimated damage USD | |
| rental_property | No | Owns rental property (yes/no) | |
| current_coverage | No | Current dwelling coverage amount in USD |